BabySteps: Debt Payoff Planner 2021.05.11

Paying off debt doesn’t have to be a long and daunting process. It's time to regain control of your finances, and the BabySteps app is designed to guide you through the most efficient way to achieve this.

Do you have credit card debts, student loans, or car payments? With the BabySteps app, you can manage all your payments in one place and systematically eliminate them using the powerful debt snowball method.

Once you've successfully cleared your debts, the app helps you plan for the future. By following Dave Ramsey’s 7 Baby Steps, millions of users have transitioned from doubt to financial empowerment.

Eliminate debt, establish an emergency fund, save for a home down payment, invest for the future - step by step, watch your financial confidence grow as you accomplish each milestone.

TRY RAMSEY+ TO GET THE APP
Accessing the app requires a Ramsey+ membership. If you are already a SmartDollar member, you are all set to begin.

Why Ramsey+ over just the BabySteps app? For ambitious financial goals like debt repayment, monitoring progress is just one part of the equation. Transforming your mindset and habits are equally crucial, and that’s where Ramsey+ comes into play. All three apps work cohesively to assist you in making informed financial decisions daily that lead to significant results and enduring habits.

• EveryDollar - Take charge of your spending by utilizing our intuitive budgeting app to allocate more resources towards your objectives.
• FinancialPeace - Acquire practical insights into saving, debt repayment, and wealth-building strategies that can be implemented immediately.

New to Ramsey+? No worries. Initiate your FREE TRIAL at https://www.ramseysolutions.com/ramseyplus.

KEY APP FEATURES

• Learn Dave Ramsey’s 7 Baby Steps.
• Identify your current Baby Step progress.
• Employ the Baby Steps to tackle debt, amass emergency funds, and accumulate wealth.

Track Your Debt Payments using the Debt Snowball Method

• Determine your predicted debt-free date.
• Seriatim debt repayment from smallest to largest.
• Calculate accelerated debt freedom by contributing extra funds monthly.
• Celebrate each payment by hurling a virtual snowball at your debts - a satisfying act.

Monitor Your Savings

• Receive advice on hastening savings accumulation and initiating an emergency fund.
• 'Drop' digital coins into your virtual piggy bank for tangible motivation.
• Witness the growth of your savings along with your motivation levels.

In-App Financial Coaching

• <le>Insightful guidance on debt and savings by Dave Ramsey. </le>Budgeting tips from Rachel Cruze for quicker goal achievements. </le>Career advice at all steps from Ken Coleman.

Access Anywhere with Desktop and Mobile Integration

• Track progress seamlessly on both desktop and mobile devices.
• Synchronize with EveryDollar budgeting tool for real-time updates on your debt snowball progress.                          Privacy Policy: https://policies.ramseysolutions.net/privacy-policy
  Terms of Use: https://policies.ramseysolutions.net/terms-of-use